Investor overview · Confidential

OpenPay

The open money network — and OpenPay Pro, the self-custody money app built on it.

Hold, send, and settle in OpenUSD. Pi Network is a core Pro asset and top-up rail — then majors, OpenTokens, Spot, Perps, and P2P on one public ledger.

Main tokens

OpenUSD

OUSD · $1 ledger dollar

Primary

Pi Network

PI · Core Pro asset · top-up rail

Core

Read the deck Meet OpenUSD Website

143

Listed majors

131

Spot markets

130

Perpetuals

Live networks

OpenUSD

Pi Network

OpenPay

OpenPay AI

Open network

TradingView

CoinGecko

CoinMarketCap

MoonPay

Solana

Trust Wallet

Phantom

Binance

OKX

Circle

OpenUSD

Pi Network

OpenPay

OpenPay AI

Open network

TradingView

CoinGecko

CoinMarketCap

MoonPay

Solana

Trust Wallet

Phantom

Binance

OKX

Circle

Why this exists

Thesis

Money should move on an open network — not locked inside a closed bank app. OpenPay is that network. OpenPay Pro is how people use it every day.

OpenPay

The open money network: Balance, Partner API, Connect, OpenLedger, OpenNFT, and the network thesis.

OpenPay Pro

The self-custody money app on that network — OUSD, Pi, majors, OpenTokens, trading, deposits, and OpenPay AI.

Fragmented money

The problem

Closed silos

Banks and fintech apps trap balances behind walls — hard to inspect, hard to build on, hard to leave.

Wallet chaos

Users juggle chains, bridges, and apps just to hold dollars, majors, and community coins in one place.

No shared dollar rail

Builders and agents lack a simple $1 settlement unit that works across wallet, trade, and Partner API.

One Pro home

The solution

OpenPay Pro unifies network dollars, Pi, listed majors, and OpenTokens — with self-custody keys, a public ledger, and builder rails that speak OpenUSD.

One network dollar

OpenUSD gives users cash-simple $1 thinking while builders settle on the same ledger unit.

Distribution ready

Pi Network, Phantom, Solana, MetaMask, Telegram, and OpenPay — many doors into one Pro account.

Full stack, not a silo

Wallet + trading + deposits + Partner API + public ledger + AI agents share open rails.

Partner gravity

TradingView, CoinGecko, MoonPay, Circle, Solana Pay, Trust Wallet, and exchange feeds already in the product story.

OpenPay

Pi Network

Phantom

Solana

MetaMask

Main tokens

OpenUSD + Pi

Main tokens

OpenUSD and Pi Network lead every OpenPay Pro wallet.

OpenUSD

OUSD · $1 ledger dollar

Primary

Pi Network

PI · Core Pro asset · top-up rail

Core

OpenUSD

OUSD · primary $1 ledger dollar

OpenPay's ledger dollar — the primary Pro balance unit. Hold, send, spend, and settle with cash-simple $1 thinking and crypto settlement power.

Settles OpenDEX swaps, Tokens buys, Spot & Perpetuals
Denominates Partner API and OpenLedger activity
Funded via Pi Network, OpenPay Balance, cards, USDC, Solana Pay, Circle, multi-chain

Full OpenUSD story

Pi Network

Core Pro asset · top-up rail

This is New Money

OpenUSD

One-dollar OUSD thinking for everyday sends, merchant payouts, and clear balances.

Pi Network

Hold Pi beside OUSD — pay with π at live price and credit OpenUSD instantly.

Pi × OpenUSD

Everything in Pro

Product suite

Money · OpenUSD + Pi

Main tokens first — then majors and OpenTokens.

· OpenUSD (OUSD) — primary $1 ledger dollar
· Pi Network — core Pro asset and OUSD top-up rail
· Unified wallet: OUSD, Pi, majors, OpenTokens, NFTs
· @username identity on the same ledger
· Display currencies (USD, EUR, PI, and more)

Trading & OpenToken

Spot, Perps, P2P, and community coins.

· Spot trading vs OUSD with live books & charts
· Perpetuals with leverage, mark price & funding
· P2P marketplace — escrow ads, merchants, chat
· OpenToken bonding-curve launchpad
· OpenDEX swaps, discovery, watchlist, Live Chat

Markets & discovery

Majors, memes, and community listings.

· Tokens list with live USD prices
· Trust Wallet hub — search, safety, trending
· TradingView charts on Spot & Perps
· CoinGecko · CoinMarketCap · exchange feeds

Send, receive & deposit

Move value in on open rails.

· Send to @users, addresses, or OpenPay
· Receive QR & public /pay links
· MoonPay · Circle · Solana Pay · WalletConnect Pay
· Multi-chain: Ethereum, Base, BNB, Polygon, Solana…
· Pi Network and OpenPay Balance top-ups → OUSD

Security & self-custody

Your keys. Open ledger. Your rules.

· 12/24-word recovery phrase
· PIN & biometrics
· Pi Verify KYC when required
· OpenPay OAuth for network features
· Not a closed bank silo

OpenPay AI & agents

Help without hiding how money moves.

· In-app OpenPay AI assistant
· Spoken answers (TTS)
· Agent Connect (MCP) for ChatGPT / Claude
· Read-oriented tools — no silent fund moves

Builders & open network

Same OUSD rails for apps and agents.

· Partner API & Connect with OpenPay
· Public Ledger API & OpenLedger explorer
· In-app Developer console
· Docs, Wiki, Blog, FAQ

Full feature walkthrough on /website. Or jump into live demos below.

Experience the product

Live demos

Highlighted for investors: Spot, Perpetuals, P2P, and OpenToken. Sign in once — then try the real OpenPay Pro experience.

Spot

Spot trade

Try Spot demo

Buy and sell majors against OUSD with order books, TradingView charts, and clear fees.

131Spot markets143Majors

BTC / OUSD · SpotBook live

SidePriceSize

ASK68,4200.42

ASK68,4101.10

BID68,3900.88

BID68,3802.05

Perpetuals

Perpetual futures

Try Perps demo

Trade with leverage on mark price — funding, liquidation clarity, and pro charting.

130Perp marketsLiveFunding · mark

BTC-PERP · MarkFunding 0.01%

SidePriceLev

ASK68,45012.4×

ASK68,4308.0×

BID68,3705.5×

BID68,35015×

P2P

P2P marketplace

Try P2P demo

Peer escrow ads, merchant wallets, order chat, and payment methods — cash-like OTC inside Pro.

EscrowProtected tradesChatIn-order messaging

P2P · Buy OUSDEscrow on

Merchant · Pi Pay

Limit 50–2,000

1.00 OUSD

Trade

Merchant · Bank

Limit 100–5,000

0.998 OUSD

Trade

OpenToken

OpenToken launchpad

Try OpenToken demo

Mint community coins on bonding curves, trade vs OUSD, and jump into token rooms.

CurveBonding launchOUSDSettle & mint fee

OpenToken · Bonding curve+12.4%

Community coinMint · Trade · Chat

Open full wallet demo All features on website Wiki tutorials

Partners · markets · networks

Ecosystem & traction

143+

Majors listed

131

Spot markets

130

Perp markets

Networks

Market data & charts

Live prices, rankings, and professional charting for Spot and Perpetuals.

TradingView

CoinGecko

CoinMarketCap

Trust Wallet

Payments & on-ramps

Card, wallet, and crypto rails that credit OpenUSD on your Pro account.

MoonPay

Solana Pay

Circle

Banxa

Helio

Pi Network

Apple Pay

Google Pay

OpenPay Balance

Wallets & sign-in

Enter with the wallet or identity you already use.

OpenPay

Phantom

MetaMask

WalletConnect

Trust Wallet

Pi Network

Web3Auth

Exchange market feeds

Spot and perpetual quotes powered by major venue symbols.

Binance

OKX

Bybit

Gate.io

TradingView

OpenPay network

First-party products on the same open ledger.

OpenPay

OpenUSD

OpenLedger

OpenPay AI

Partner API

OpenNFT

Networks

OpenPay

Solana

Ethereum

Bitcoin

Bitcoin Cash

BNB Smart Chain

Ronin

XRP Ledger

TRON

Dogecoin

Cardano

Stellar

TON

Avalanche

Base

Polygon

Sui

NEAR

Polkadot

Litecoin

Hedera

Monero

Aptos

Cosmos

Algorand

Filecoin

Internet Computer

Optimism

Arbitrum

Mantle

Cronos

Pi Network

OUSD

BTC

ETH

SOL

BNB

XRP

USDT

USDC

DOGE

ADA

TRX

LINK

AVAX

DOT

SUI

NEAR

GRAM

WLD

JUP

UNI

AAVE

PEPE

SHIB

OUSD

BTC

ETH

SOL

BNB

XRP

USDT

USDC

DOGE

ADA

TRX

LINK

AVAX

DOT

SUI

NEAR

GRAM

WLD

JUP

UNI

AAVE

PEPE

SHIB

How value accrues

Business model

Trading & markets

OpenDEX, Spot, and Perpetuals settle in OUSD — fee-aware quotes with professional charting.

OpenToken economy

Bonding-curve launches mint and trade against OUSD — community coins on shared rails.

Rails & builders

Deposits, Partner API, Connect charges, and agent tooling grow with network usage.

OpenPay Pro is positioned like a network-native money app: grow users and builders on the same OpenUSD ledger — similar in ambition to how open networks scale distribution first, then deepen economic activity.

Where capital goes to work

Roadmap

●

Live now

Today

· OpenPay Pro wallet — OUSD, Pi, majors, OpenTokens
· OpenUSD settlement across send, swap, Spot & Perps
· Multi-rail deposits (cards, crypto, Solana Pay, Circle, Pi)
· Self-custody, OpenLedger, Partner API, OpenPay AI + MCP
· Auth: OpenPay, Pi, Phantom, Solana, MetaMask, WalletConnect, Telegram

○

Near term

Next 6–12 months

· Deeper liquidity across listed majors and OpenToken markets
· Expanded exchange & payment partner coverage
· Stronger merchant tools — QR, pay links, Connect charges
· Growth in Pi-native and Solana-native distribution
· Compliance tooling and regional readiness

○

Mid term

12–24 months

· Scale OpenUSD as the default settlement unit for partners
· Institutional-grade reporting on public ledger rails
· Broader agent economy via MCP and Partner API
· Global onboarding funnels for wallets and merchants
· Network effects across OpenPay Balance ↔ Pro

○

Long term

24 months+

· OpenPay as the open money network for people, apps, and agents
· OpenUSD ubiquitous across apps built on Partner API
· Self-custody money app category leadership
· Sustainable fee flywheel from trading, deposits, and builders

Capital allocation

Use of funds

How the $10M raise (126.58M π at live π) is allocated — product-first, with liquidity, distribution, security, and operational resilience.

35% · Product & engineering

$3.5M·44.30M π

Core wallet, OpenUSD rails, Spot/Perps, OpenToken, AI/MCP, multi-chain deposits, and developer surfaces.

20% · Liquidity & market operations

$2M·25.32M π

Depth for majors and OpenToken markets, settlement reliability, and healthy OUSD trading experience.

20% · Growth & partnerships

$2M·25.32M π

User acquisition, Pi & wallet distribution, exchange/payment integrations, and merchant adoption.

15% · Security & compliance

$1.5M·18.99M π

Self-custody hardening, audits, Pi Verify / KYC flows, and regional regulatory readiness.

10% · Operations & reserve

$1M·12.66M π

Team ops, infrastructure, contingency, and long-horizon network resilience.

What the team is seeking

The raise

Capital for OpenPay Pro and the OpenPay network — accept USD or Pi at the live π market price.

Live Pi price

1 π = $0.0790

Conversion updates from market data so investors see exactly how much π matches the USD ask.

OpenPay Pro

Self-custody money app — wallet, OpenUSD, trading, deposits, AI

$5M

$5,000,000 · ≈ 63.29M π

OpenPay

Open money network — Balance, Partner API, Connect, OpenLedger

$5M

$5,000,000 · ≈ 63.29M π

Total raise

$10M

$10,000,000 total · ≈ 126.58M π

USD or Pi accepted

Why invest

The opportunity

Back the open money stack: OpenPay as the network, OpenPay Pro as the daily money app, and OpenUSD as the shared dollar rail.

Seeking $10M (126.58M π at $0.0790 / π) to scale product, liquidity, partners, and the open network.

Product live

Wallet, markets, deposits, AI, and builder APIs shipping today.

Clear wedge

OUSD + Pi + majors in one self-custody home.

Network upside

Partners, agents, and apps compound on open ledger rails.

Open OpenPay Pro Whitepaper Website About the network Developer portal